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SAJAD GANI LONE (Winner)

HANDWARA (KUPWARA)
Party:Jammu & Kashmir People Conference
S/o|D/o|W/o: Late Abdul Gani Lone
Age: 57
Name Enrolled as Voter in: 5 Handwara (Jammu and Kashmir) constituency, at Serial no 651 in Part no 97

Self Profession:Politician & Business Interests
Spouse Profession:Freelance Writer & Analyst

Crime-O-Meter


No criminal cases

Assets & Liabilities


Assets: Rs 20,79,58,079 ~20 Crore+
Liabilities: Rs 8,84,84,411 ~8 Crore+

Educational Details


Category: Graduate
B.Sc (Economics) Hons from Cardiff University United Kingdom in 1989

Details of PAN and status of Income Tax return

Relation TypePAN GivenFinancial YearTotal Income Shown in ITR
selfY2023 - 20242023 - 2024 ** Rs 37,77,070 ~ 37 Lacs+
2022 - 2023 ** Rs 81,79,950 ~ 81 Lacs+
2021 - 2022 ** Rs 77,05,230 ~ 77 Lacs+
2020 - 2021 ** Rs 35,95,470 ~ 35 Lacs+
2019 - 2020 ** Rs 51,85,300 ~ 51 Lacs+
spouseNNoneNone ** Rs 0 ~
None ** Rs 0 ~
None ** Rs 0 ~
None ** Rs 0 ~
None ** Rs 0 ~
hufNNoneNone ** Rs 0 ~
None ** Rs 0 ~
None ** Rs 0 ~
None ** Rs 0 ~
None ** Rs 0 ~
dependent1YNoneNone ** Rs 0 ~
None ** Rs 0 ~
None ** Rs 0 ~
None ** Rs 0 ~
None ** Rs 0 ~
dependent2YNoneNone ** Rs 0 ~
None ** Rs 0 ~
None ** Rs 0 ~
None ** Rs 0 ~
None ** Rs 0 ~
dependent3NNoneNone ** Rs 0 ~
None ** Rs 0 ~
None ** Rs 0 ~
None ** Rs 0 ~
None ** Rs 0 ~
Data Readability Report of PAN and Income Tax :No Problems in Reading Affidavit Information

Details of Criminal Cases

No criminal cases

Disclaimer: This information is an archive of the candidate's self-declared affidavit that was filed during the elections. The current status of this information may be different. For the latest available information, please refer to the affidavit filed by the candidate to the Election Commission in the most recent election.

Data Readability Report of Criminal Cases :No Problems in Reading Affidavit Information

Details of Movable Assets

Sr NoDescriptionselfspousehufdependent1dependent2dependent3
iCash 3,00,000  3 Lacs+

1,50,000  1 Lacs+

NilNilNilNil Rs 4,50,000
4 Lacs+
iiDeposits in Banks, Financial Institutions and Non-Banking Financial CompaniesHDFC Bank, Bagat Barzullah, SB A/c No. 9672
33,625  33 Thou+

JK Bank, Rawalpora, SB A/c No. 6129
400  4 Hund+

JK Bank, Rawalpora, CD A/c No. 2237
10,41,303  10 Lacs+

HDFC Bank, Barzullah, SB A/c No. 5994
33,639  33 Thou+

Off Shore Dubai A/C No 0184251xxxxx
89,787  89 Thou+

PNB Bank, Rawalpora, SB A/c No. 47937
 

CD A/c No. 4222 (Enigma Health & Beauty Services), Axis Bank, Lalchowk, Rs. 412132/- 33.3% Share
1,23,763  1 Lacs+

A/C No 502000985xxxxx (Enigma Food Services) HDFC Bank, Baghat, Rs. 546883, 33.3% Share
16,422  16 Thou+

A/C No 9230200222xxxxx, IFSC Code: UTIB0001013, (Enigma Food Services) Axis Bank, Lal Chowk, Rs. 624000, 33.3% Share
18,750  18 Thou+

NilNilOff Shore Student A/c, Bank of America, A/C No 3251748xxxxx
200  2 Hund+

Off Shore Student A/c, Bank of America, A/C No 325174xxxxx
5,741  5 Thou+

SB A/c No. 2045, Yes Bank, Srinagar
5,59,189  5 Lacs+

SB A/c No. 0416, JK Bank, Rawalpora
718  7 Hund+

SB A/c No. 3254, HDFC Barzulla, Srinagar
 

SB A/c No. 0446, Axis Bank, Srinagar
3,457  3 Thou+

CD A/c No. 4222, Egima Health & Beuty Services), Axis Bank Lalchowk, Rs. 412132, 33.3 % Share
1,23,763  1 Lacs+

A/C No 502000985xxxxx, Enigma Food Services, HDFC Bank, Baghat, Rs. 546883, 33.3 % Share
16,422  16 Thou+

A/C No 9230200222xxxxx, IFSC Code UTIB0001013, (Egima Food Services) Axis Bank, Lal Chowk, Rs. 624400, 33.3% Share
18,750  18 Thou+

Off Shore Student A/c, LLYOD Bank, A/C No 583xxxxx
8,78,110  8 Lacs+

SB A/c No. 1561, Yes Bank, Srinagar
809  8 Hund+

SB A/c No. 0417, JK Bank, Rawalpora
72  

SB A/c No. 1407, HDFC Bank, Barzulla, Sriangar
915  9 Hund+

SB A/c No. 5367, Axis Bank, Srinagar
3,19,309  3 Lacs+

CD A/c No. 4222 (Enigma Health & Beauty Services) Axis Bank, Lalchowk Rs. 412132, 33.3 % Share
1,23,763  1 Lacs+

A/C No 502000985xxxxx, Enigma Food Services, HDFC Bank, Baghat, Rs. 546883, 33.3 % Share
16,422  16 Thou+

A/C No 9230200222xxxxx, (Enigma Food Services) Axis Bank, Lal Chowk, Rs. 624400, 33.3% Share
18,750  18 Thou+

Nil Rs 34,44,079
34 Lacs+
iiiBonds, Debentures and Shares in companiesNilNilNilNilNilNil Nil
iv(a)
NSS, Postal Savings etc
NilNilNilNilNilNil Nil
(b)
LIC or other insurance Policies
NilNilNilNilNilNil Nil
vPersonal loans/advance given NilNilNilNilNilNil Nil
viMotor Vehicles (details of make, etc.)Scorpio S-11, JK01AN5576
27,50,000  27 Lacs+

Baleno, JK01AH5848
3,00,000  3 Lacs+

Baleno, JK01AH5310
3,00,000  3 Lacs+

Eeco, JK01AH3601
2,00,000  2 Lacs+

NilNilNilNilNil Rs 35,50,000
35 Lacs+
viiJewellery (give details weight value)Gold- 150 Gram
9,50,000  9 Lacs+

Gold- 80 Gram
54,50,000  54 Lacs+

NilNilNilNil Rs 64,00,000
64 Lacs+
viiiOther assets, such as values of claims / interestsHouse Hold Articls
10,00,000  10 Lacs+

NilNilNilNilNil Rs 10,00,000
10 Lacs+
Gross Total Value (as per Affidavit) 71,57,689  71 Lacs+ 56,00,000  56 Lacs+ Nil 7,28,240  7 Lacs+ 24,72,150  24 Lacs+ Nil Rs 1,59,58,079
1 Crore+
Totals (Calculated as Sum of Values) Rs 71,57,689
71 Lacs+
Rs 56,00,000
56 Lacs+
Nil
Rs 7,28,240
7 Lacs+
Rs 13,58,150
13 Lacs+
Nil
Rs 1,48,44,079
1 Crore+

Disclaimer: This information is an archive of the candidate's self-declared affidavit that was filed during the elections. The current status of this information may be different. For the latest available information, please refer to the affidavit filed by the candidate to the Election Commission in the most recent election.

Data Readability Report of Movable Assets :No Problems in Reading Affidavit Information

Details of Immovable Assets

Sr NoDescriptionselfspousehufdependent1dependent2dependent3
iAgricultural LandNilNilNilNilNilNil Nil
iiNon Agricultural LandNilNilNilNilNilNil Nil
iiiCommercial BuildingsCommercial Complex in Joint and Equal Ownership with Dependent 1 & 2 at 1 Rawalpora, Srinagar, Survey No. 2118 (min), 1/3 Share
Total Area 15246 sq ft
Built Up Area 9000 sq ft
Whether Inherited N
Purchase Date 2020-09-07
Purchase Cost 0.00
Development Cost 62500000.00
7,00,00,000  7 Crore+

NilNilCommercial Complex in Joint and Equal Ownership with Candidate and Dependent 2 at 1 Rawalpora, Srinagar, Survey No. 2118 (min), 1/3 Share
Total Area 15246 sq ft
Built Up Area 9000 sq ft
Whether Inherited Y
Purchase Date 0000-00-00
Purchase Cost 0.00
Development Cost 6200000.00
4,00,00,000  4 Crore+

Commercial Complex in Joint and Equal Ownership with Candidate and Dependent 1 at 1 Rawalpora, Srinagar, Survey No. 2118 (min), 1/3 Share
Total Area 15246 sq ft
Built Up Area 9000 sq ft
Whether Inherited Y
Purchase Date 0000-00-00
Purchase Cost 0.00
Development Cost 6200000.00
4,00,00,000  4 Crore+

Nil Rs 15,00,00,000
15 Crore+
ivResidential BuildingsGifted- Handwara Khasra No. 292, Khasra No. 38, Khasra No. 03
Total Area 16335 sq ft
Built Up Area 4000 sq ft
Whether Inherited N
Purchase Date 2015-08-15
Purchase Cost 0.00
Development Cost 20000000.00
4,20,00,000  4 Crore+

NilNilNilNilNil Rs 4,20,00,000
4 Crore+
vOthersNilNilNilNilNilNil Nil
Total Current Market Value of (i) to (v) (as per Affidavit) 11,20,00,000  11 Crore+ Nil Nil 4,00,00,000  4 Crore+ 4,00,00,000  4 Crore+ Nil Rs 19,20,00,000
19 Crore+
Totals Calculated Rs 11,20,00,000
11 Crore+
Nil
Nil
Rs 4,00,00,000
4 Crore+
Rs 4,00,00,000
4 Crore+
Nil
Rs 19,20,00,000
19 Crore+

Disclaimer: This information is an archive of the candidate's self-declared affidavit that was filed during the elections. The current status of this information may be different. For the latest available information, please refer to the affidavit filed by the candidate to the Election Commission in the most recent election.

Data Readability Report of Immovable Assets :No Problems in Reading Affidavit Information

Details of Liabilities

Sr NoDescriptionselfspousehufdependent1dependent2dependent3
iLoans from Banks / FIsTL A/c No. 001, JK Bank, Rawalpora
1,28,63,117  1 Crore+

TL A/c No. 044, JK Bank, LCU Barzullah
3,11,28,705  3 Crore+

Housing Loan A/c No. 0219, JK Bank, LCU Barzullah
32,63,316  32 Lacs+

Housing Loan A/c No. 0187, JK Bank, LCU, Barzullah
1,01,06,976  1 Crore+

Car Finance A/c No. 07757, JK bank, LCU Barzullah
8,58,660  8 Lacs+

Car Finance A/c No. 0666, JK Bank LUC Barzullah
4,20,256  4 Lacs+

TL A/c No. 0007, JK Bank LCU Barzullah
17,73,634  17 Lacs+

Car Finance Axis Bank
4,39,000  4 Lacs+

Credit Cards- HDFC Bank-1323
18,78,091  18 Lacs+

AXIS Bank-1503
8,28,784  8 Lacs+

PNB Bank- 2511
1,37,504  1 Lacs+

JK Bank-0617
22,78,000  22 Lacs+

NilNilEducation Loan A/c No. 1061266300000002, JK Bank LCU Barzullah
49,61,851  49 Lacs+

Education Loan, A/c No, 1061266300000001, JK Bank LCU Barzullah
25,46,517  25 Lacs+

Nil Rs 7,34,84,411
7 Crore+
Loans due to Individual / EntityNilNilNilNilNilNil Nil
Any other LiabilityNilNilNilNilNilNil Nil
Grand Total of Liabilities (as per affidavit) 6,59,76,043  6 Crore+ Nil Nil 49,61,851  49 Lacs+ 25,46,517  25 Lacs+ Nil Rs 7,34,84,411
7 Crore+
iiDues to departments dealing with government accommodationNilNilNilNilNilNil Nil
Dues to departments dealing with supply of waterNilNilNilNilNilNil Nil
Dues to departments dealing with supply of electricityNilNilNilNilNilNil Nil
Dues to departments dealing with telephonesNilNilNilNilNilNil Nil
Dues to departments dealing with supply of transportNilNilNilNilNilNil Nil
Income Tax DuesNilNilNilNilNilNil Nil
Wealth Tax DuesNilNilNilNilNilNil Nil
Service Tax DuesNilNilNilNilNilNil Nil
Property Tax DuesNilNilNilNilNilNil Nil
Sales Tax DuesNilNilNilNilNilNil Nil
GST DuesNilNilNilNilNilNil Nil
Any Other DuesNilNilNilNilNilNil Nil
iiiGrand Total of all Govt Dues (as per affidavit) Nil Nil Nil Nil Nil Nil Nil
ivWhether any other liabilities are in dispute, if so, mention the amount involved and the authority before which it is pendingDisputed and limited liability with Oriental Bank of Commerce through MMTC of India dispute under arbitrations amount not exceedig
1,50,00,000  1 Crore+

NilNilNilNilNil Rs 1,50,00,000
1 Crore+
Totals (Calculated as Sum of Values) Rs 8,09,76,043
8 Crore+
Nil
Nil
Rs 49,61,851
49 Lacs+
Rs 25,46,517
25 Lacs+
Nil
Rs 8,84,84,411
8 Crore+

Disclaimer: This information is an archive of the candidate's self-declared affidavit that was filed during the elections. The current status of this information may be different. For the latest available information, please refer to the affidavit filed by the candidate to the Election Commission in the most recent election.

Data Readability Report of Liabilities :No Problems in Reading Affidavit Information

Profession or Occupation .

Self Politician & Business Interests
Spouse Freelance Writer & Analyst

Sources Of Income (Details)

Self Rental Income, Business Income, Pension as MLA
Spouse Nil
Dependent Rental and Business Income

Contracts with appropriate Govt. and any public company/companies

Details of contracts entered by the candidate NIL
Details of contracts entered into by spouse NIL
Details of contracts entered into by dependent NIL
Details of contracts entered into by Hindu undivided family or trust in which the candidate or spouse or dependents have interest NIL
Details of contracts entered into by Partnership Firms in which the candidate or spouse or dependents are partners NIL
Details of contracts entered into by Private Companies in which candidate or spouse or dependents have share NIL



Disclaimer: The primary source for the data used for these reports is the sworn affidavits provided by the candidates themselves. Sheer volume of data that has to be read from the affidavits that are often poorly scanned and the lightening speed at which these reports have to be brought out makes it quite difficult to ensure accuracy of every bit of data. In case of any discrepancy in our reports vis a vis the original affidavit of any candidate, the original affidavit should be considered accurate. If you notice any discrepancies between affidavit and our report kindly let us know and we will fix them on our end as soon as possible.